Last year, groups saved an average of 31% on their premiums*

GuideStone Insurance Get a Quote




Provide Medical Coverage With Value and Values

GuideStone health plans offer group benefits that reflect your biblical values.

GuideStone® was founded more than 100 years ago as a relief board, helping meet the basic needs of elderly pastors and their wives. Today we serve more than 130,000 lives who serve as the hands and feet of Christ in their churches, ministries and schools throughout the world.

GuideStone is a church plan, which allows us to offer unique benefits in our group health coverage:

  • Because of our unique structure, groups saved an average of 31% on their premiums last year.
  • Rates that start low and stay low. The average medical plan increase in 2019 was only 2%.
  • We can offer low rates because we are not-for-profit. We are priced to break even, and our sole focus is serving you.

Most importantly, the values reflected in the plan align with your biblical beliefs.

Learn More About GuideStone Church Health Plan Options >>

Benefit from the Value of a Church Health Plan

GuideStone's non-profit status means immediate savings for you.

From a plan of one to a group of 50+ employees, GuideStone provides inherent value as a non-profit organization. Together with our biblical values, that makes us a leading evangelical church health plan provider.




GuideStone’s benefits division is organized as a Texas nonprofit corporation governed by Texas corporate law.

We are free from the financial demands placed on us by shareholders.

Our break-even pricing means our clients can pay lower monthly rates.

We are a tax-exempt organization under 501(c)(3) of the Internal Revenue Code.

Because we do not earn a profit, there are no taxes to pay.

GuideStone Group Plans clients pay lower monthly rates.

We have special status as a church benefits board.

GuideStone’s plans are created to specifically meet the needs of the churches and ministries we serve.

Our clients get group benefits that reflect their biblical values.

GuideStone establishes and/or maintains church plans as described in Internal Revenue Code section 414(e) and ERISA section 3(33).

Our plans are compliant with all federal regulations, including the Affordable Care Act (ACA).

Our clients enjoy true group medical coverage that meets all the legal requirements.

Church plans are exempt from Title 1 of ERISA pursuant to section 4(b)(2).

This exemption saves GuideStone from the administrative burdens of documentation required of ERISA plans.

Groups with GuideStone plans have fewer administrative duties and more flexible plan continuation options for terminated employees.



Leverage Our National Partner Network That Travels Globally

GuideStone provides freedom and portability.

GuideStone partners with Highmark Blue Cross Blue Shield, Cigna International, Express Scripts and others to provide a provider and pharmacy network designed to serve your employees throughout the United States and your missionaries around the world. Your plan will provide access to one of the largest provider networks in the United States, along with international coverage that follows your team members around the globe.

Build a complete benefits package by adding dental, term life, accident and disability coverage for just pennies a day.



Even better is that while enjoying the benefits of multiple providers, you will have a single point of contact. When you work with GuideStone, all you do is make one phone call, provide some basic information and we’ll take it from there. We can calculate rates, facilitate enrollment, provide file feeds, work to solve escalated claims, manage renewals and help in any way you need.

Discover the Power of an Extensive Health Provider Network »

Concierge Service That Puts You First

Our insurance specialists are here to serve you.

GuideStone is here to support you. Our team is committed to serving those who serve the Lord – which includes you.

You will never have to worry about the level of attention all GuideStone representatives provide. We'll manage relationships with the vendors, work through escalated claims, assure that billing is accurate and tackle any other issues threatening to slow you down.

Let GuideStone's Concierge Service Handle That for You »

GuideStone Makes It Easy for Your Insurance Broker

If your ministry partners with an insurance broker, GuideStone can work directly with any third-party organization. We have information specific to how we coordinate with brokers. Simply refer them to our broker page for more information.

Learn more about how GuideStone facilitates your insurance broker relationship >>

Discover the GuideStone Difference

Get a group health plan designed for your ministry.

We believe you’ll find GuideStone can offer you the best insurance – one that provides value to your budget and values to your staff. To get a quick quote, simply fill out the form below and one of our representatives will contact you.